general
2026 Canada SDS: IELTS, GIC, and Eligible Institutions
Get the latest figures for Canada's Student Direct Stream: IELTS scores, GIC amounts, and eligible schools.
Overview of the Student Direct Stream
The Student Direct Stream (SDS) is a dedicated study permit processing channel for eligible international students applying to study in Canada. For the 2026 intake, the specific requirements for IELTS scores, Guaranteed Investment Certificate (GIC) amounts, and the list of eligible post-secondary institutions have been updated. This article breaks down these key details and compares the SDS with the regular study permit process.
IELTS Scores and GIC Amount
For the SDS channel, applicants must meet a minimum IELTS score of 6.0 in each of the four bands (Listening, Reading, Writing, and Speaking) — this is the same requirement as before. The GIC amount has been increased to CAD $20,635 for the 2026 intake, up from the previous CAD $10,000. This higher GIC threshold reflects updated living cost estimates.
Eligible Institutions List
The SDS eligible institutions list has been revised for 2026. It includes designated learning institutions across Canada, such as the University of Toronto, the University of British Columbia, McGill University, and many others. A complete and up-to-date list is available on the official Immigration, Refugees and Citizenship Canada (IRCC) website. Ensure that the institution you plan to attend appears on this list to qualify for the SDS channel.

Advantages Over the Regular Study Permit Process
Compared to the regular study permit application process, the SDS offers several advantages:
- Faster Processing Time: SDS applications are typically processed more quickly, with many completed within 20 calendar days.
- Simplified Requirements: The SDS streamlines document submission, making the process more straightforward.
- Higher Success Rate: Applicants who meet all SDS criteria tend to have a higher approval rate due to pre-verified financial and language requirements.
Frequently Asked Questions
Q: Does the SDS require a higher IELTS score than the regular process?
A: No, the IELTS requirement for SDS is the same as for the regular process — a minimum overall score of 6.0 with no band below 6.0.
Q: Are all Canadian universities eligible under SDS?
A: No, only designated learning institutions that are on the SDS eligible list qualify. Check the official list before applying.
Q: Is the GIC amount the same for all provinces?
A: Yes, the GIC amount is a set national figure, currently CAD $20,635 for 2026.